Martin & Garvan Insurances' home insurance / house insurance can cover you for buildings, contents and your personal possessions. Our house insurance products are placed with a range of top insurers, and we offer a wide range of cover and pricing options, and special schemes for many locations and occupations. We can offer competitive rates for all, whether you require house insurance for your house is in a busy city or in a rural location.
All of Martin & Garvan Insurances' house insurance policies comply with the requirements of the main building societies, sometimes at a fraction of the cost of the insurance policies those societies offer. What's more, we are insurance specialists - we don't do anything else, so you can be sure that you will get proper advice and help when you need it.
Our house insurance contents policies will cover you for ANYTHING FROM A STUDENT FLAT TO THE CONTENTS OF A MANSION, always with the right insurer at the right price. We can also offer bedroom rated insurance policies where you do not have to fix a sum insured - your contents are covered up to a generous limit.
Our Home & Contents Insurance packages cater for:
Private dwellings
Foreign Holiday homes
Holiday homes
Rented properties
Non-standard construction
Properties over 100 years of age
Our tailor-made insurance packages ensure you get the cover you need for:
Fire and smoke (but not smoke damage on its own)
Lightning
Explosion
Earthquakes (e.g. a tremor could cause an expensive ornament to fall off the mantelpiece)
Storms or flooding
Subsidence, heave or landslip
Any sort of vehicle or animal crashing into your home
Aircraft or things falling from them
Falling trees, lampposts, telegraph poles or parts of them
Theft or attempted theft – cover for replacing stolen items, not repairing damage as a result of forced entry
Riot - for which there is an exact meaning in law and a time limit of seven days for making a claim
Action by vandals and other ‘malicious persons’ (in the industry jargon)
Water overflowing or escaping from water tanks and pipes
